Tinjauan Yuridis Terhadap Over Credit (Pengalihan Utang) Dalam Perjanjian Leasing Kendaraan Mobil di PT Toyota Astra Financial

Imas Febrianto, Indra Rahmatullah

Abstract


Abstract

In the overcredit agreement under the hand on the vehicle, the car caused a loss both from the leasing party and the parties who took the action. In fact, the leasing financing agreement prohibits the action stated in the clause.This study examines the legality of overcredit within the scope of Civil Law in Indonesia. Then the researcher explained the right stages in overcrediting car vehicles officially according to the SOP (Standard Operating Procedure) on leasing PT. Toyota Astra Financial. In addition, the research study examined the legal consequences of overcrediting under the hands of car vehicles in a philosophical, juridical, and sociological perspective.The results of the study show that due to the law of overcrediting under the hands of car vehicles in terms of philosophical contradiction with the Contracted Justice Theory proposed by John Rawls. The act of overcrediting under the juridical aspect can also have a negative impact by paying compensation to the leasing party in accordance with the Civil Code Article 1243, Article 1266, and Article 1267 due to default (broken promise). Then, overcredit under the hand can also end in court as in the case of Decision Number 10 / Pdt.G / 2017 / PN.Rkb.

Keywords: Due to Law, Under Hands, Overcredit, Leasing Agreement


Keywords


Due to Law, Under Hands, Overcredit, Leasing Agreement

References


Aji, A.M.; Yunus, N.R. Basic Theory of Law and Justice, Jakarta: Jurisprudence Institute, 2018.Asser, C. Pengkajian Hukum Perdata Belanda. Jakarta: Dian Rakyat, 1991.

Amirullah, Amangkurat.Perlindungan Hukum Bagi Para Pihak Dalam Pengalihan Kredit Rumah, Jurnal Fakultas Hukum Universitas Narotama Surabaya.

Ata Ujan, Andre. Keadilan dan Demokrasi (Telaah Filsafat Politik John Rawls). Yogyakarta: PT. Kanisius, 1999.

Badrulzaman, Mariam Darus. Kitab Undang-Undang Hukum Perdata Buku III Tentang Hukum Perikatan dengan Penjelasannya. Cet. Kedua. Bandung: Alumni, 1993.

H.S., Salim. Hukum Kontrak Teori & Teknik Penyusuntan Kontrak. Jakarta: Sinar Grafika, 2006

Hernoko, Agus Yudha. Hukum Perjanjian Asas Proposionalitas Dalam Kontrak Komersial. Jakarta: Kencana Prenada Media Group, 2014

K Muda, Antoni Ahmad. Kamus Istilah Ekonomi Jakarta: Gramedia Pers, 2003.

Kitab Undang-Undang Hukum Perdata

Maggalatung, A.S.; Aji, A.M.; Yunus, N.R. How The Law Works, Jakarta: Jurisprudence Institute, 2014.

Muljadi, Kartini dan Gunawan Widjaja. Perikatan yang Lahir dari Perjanjian. Cet. Pertama. Jakarta: PT. RajaGrafindo Persada, 2003.

P.L., Werry. Perkembangan Hukum tentang Iktikad Baik di Netherland. Jakarta: Percetakan Negara RI, 1990.

Polis Standar Asuransi Kendaraan Bermotor Indonesia

Prayoga, Sedyo. Penerapan Batas-Batas Wanprestasi dan Perbuatan Melawan Hukum dalam Perjanjian. Jurnal Pembaharuan hukum, Vol III, Nomor 2, Mei Agustus, 2016.

Subekti. Aneka Perjanjian. Cet. Keenam. Bandung: Alumni, 1995.

Subekti. Hukum Perjanjian, Jakarta: PT. Intermasa, 2005.

Subekti. Pokok-Pokok Hukum Perdata. Jakarta: Intermasa, 1982.

Surat Keputusan Menteri Keuangan Nomor 1169 Tahun 1991

Van Apeldorn, L.J. Pengantar Ilmu Hukum. Jakarta: Pradnya Pramita, 2004.

Velasquez, Manuel G. Etika Bisnis Konsep dan Kasus. Cet. Kelima. Yogyakarta: Andi, 2005.

Yunus, Ahyuni. Aspek Keadilan Perjanjian Baku (Standard Contract) Dalam Perjanjian Kredit Perbankan, Jurnal Ilmiah Hukum, Vol 10, No. 2, Agustus 2016.

Zein, F. "Legislation Fatwa National Sharia Board-Indonesian Council of Ulama (DSN-MUI) In the State Economic Policy," Jurnal Cita Hukum, Volume 6, No. 1 (2018).




DOI: https://doi.org/10.15408/jlr.v1i5.12184 Abstract - 0

Refbacks

  • There are currently no refbacks.