Hapusnya Tanggung Jawab Terbatas Direksi Akibat Itikad Tidak Baik Dalam Penyaluran Kredit Fiktif Pada Perusahaan Daerah Bank Perkreditan Rakyat

Abstract

The directors who are given the responsibility to carry out the company and are fully responsible for managing the company for the benefit of the company. However, the directors have limited liability to the company in accordance with the principle of limit liability, but the principle of limit liability does not apply if the actions or actions of the directors are proven to have committed negligence and mistakes so that their actions are categorized as unlawful and result in losses to the company. The research method used is normative juridical qualitative research through a conceptual approach and a statutory approach. The results of the study stated that the elimination of the limited liability of the directors was due to bad faith in distributing fictitious loans to local people's credit banking companies. Meanwhile, the results of the study concluded that the principle of limit liability for directors would be erased if it could prove that the company's losses were not the result of negligence or mistakes.

Keywords: Responsibility; Directors; Bad Faith; Fictitious Credit

Abstrak:

Direksi yang diberikan tanggung jawab untuk mengemban perusahaan dan bertanggung jawab penuh atas pengurusan perseroan demi kepentingan perseroan. Akan tetapi direksi memiliki batasan tanggung jawab terhadap perusahaan sesuai dengan prinsip limit liability, namun prinsip limit liability tidak berlaku jika saja perbuatan maupun tindakan direksi terbukti melakukan kelalaian dan kesalahan hingga perbuatanya dikategorikan sebagai tindakan melawan hukum dan mengakibatkan kerugian pada perusahaan. Metode penelitian yang digunakan adalah penelitian kualitatif yuridis normatif melalui pendekatan konseptual dan pendekatan peraturan perundang-undangan. Hasil penelitian menyatakan bahwa hapusnya tanggung jawab terbatas direksi akibat itikad tidak baik dalam penyaluran kredit fiktif pada perusahaan daerah bank pengkreditan rakyat. Sedangkan, hasil penelitian menyimpulkan bahwa prinsip limit liability direksi akan terhapus jika dapat membuktikan dimana kerugian perusahaan bukan akibat dari kelalaian atau kesalahannya.

Kata Kunci: Tanggung Jawab; Direksi; Itikad Tidak Baik; Kredit Fiktif