ANALISIS IMPLEMENTASI MMQ PADA BANK UMUM SYARIAH DAN UNIT USAHA SYARIAH DITINJAU PADA ASPEK YURIDIS DAN FATWA SYARIAH
Abstract
People's demand for housing continues to increase, while people's purchasing power is still low. The Islamic banking industry has a great opportunity to provide an alternative to sharia-based housing finance through Musyarakah Mutanaqisah (MMQ), namely joint financing based on ownership between the bank and the customer. This study tries to uncover the problems of implementing the MMQ contract from the legal and Islamic Shariah aspects. The analysis used in this study is descriptive analysis, namely the analysis carried out to evaluate the data or characteristics of reality.
Keywords: housing finance, Musyarakah Mutanaqisah, product development
References
Agisa Muttaqien. Pembiayaan Pemilikan Rumah Dengan Akad Musyarakah Mutanaqisah Pada Bank Muamalat Indonesia (Studi Kasus Produk Pembiayaan Hunian Syariah Kongsi.Universitas Indonesia, 2012.
Akmal Dhiya Ulhaq, Implementasi Musyarakah Mutanaqisah Sebagai Alternatif Murabahah Terhadap Pembiayaan Perumahan Griya Pada Bank Syariah Mandiri Kc Bintaro, 2018
Bayu Prasetyo. Analisis Penyelesaian Musyarakah Mutanaqisah bermasalah pada Bank Muamalat Indonesia berdasarkan Keputusan DSN NO.01/DSN-MUI/X/2013.UIN Syarif Hidayatullah Jakarta, 2014
Biro Analisa Anggaran dan Pelaksanaan APBN-SETJEN DPR_RI, Pembangunan Perumahan, 2014
Burhan Ashafa. Metode Penelitian Hukum. Jakarta: Rineka Cipta, 2004.
DOI: https://doi.org/10.15408/jmd.v8i2.25931 Abstract - 0 PDF - 0 PDF - 0
Refbacks
- There are currently no refbacks.
Copyright (c) 2022 Jurnal Manajemen Dakwah
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
This work is licensed under a Creative Commons Attribution 4.0 International License.
Copyright © 2015, Jurnal Manajemen Dakwah, p-ISSN: 2338-3992, e-ISSN: 2797-9849
Indexed By: