Development Strategy of Microtakaful Institutions: Case Study Working Group Indonesia

Aam Slamet Rusydiana, Abrista Devi


Indonesia is becoming one of potential countries in microtakaful institutions development. One of the expert in microtakaful is Takmin Working Group. TWG is a group of initiators who have commitment to develop micro takaful in Indonesia. Its members consist ofexperts in Islamic insurance, micro finance and accounting. The research objectives of this study are to identify and analyze the problems faced by TWG in developing of microtakaful institutions and identify the solutions to solve those kinds of problems, by using AnalticHierarchy Process (AHP) method. The finding of this study shows the most priority solutions that can be undertake by Takmin Working Group to solve these both internal and external problem is information system development, and then followed by innovative product development. Communication & visitation to Islamic micro finance institutions and socialization about micro takaful product to society are being less priority on this matter.

DOI: 10.15408/etk.v16i2.5267


micro-takaful; Takmin working group; analytic network process

Full Text:



Ahmed, M., Islam, S., Quashem, M &Ahmed,N. (2005). Health Microinsurance; A Comparative Study of Three Examples in Bangladesh. Bangladesh: CGAP

Ahuja, R., & Khasnobis, B.G. (2005). Micro-Insurance in India: Trends and Strategies for Further Extension. Working Paper No. 162. Indian Council for Research on International Economic Relations.

Fadun, O.S. (2013). Corporate Governance and Insurance Company Growth: Challenges and Opportunities. International Journal of Academic Research in Economics and Management Sciences. 2 (1): 286-305.

Firmansyah, I & Devi, A. (2017). Optimalisasi Good Corporate Governance untuk Pengembangan Asuransi Mikro Syariah sebagai Bentuk Penguatan Peran IKNB dalam Meminimalisir Risiko UMKM (Optimalization of Good Corporate Governance to the Development of Micro-takaful in Strengthen the Role of Non-Banks Institution in Minimizing the Risk of SMEs). Proceeding at Call For Papers Non-Bank Financial Industry 2017, held by Otoritas Jasa Keuangan (OJK).

Hariyadi, E & Triyanto, A. (2017). Peran Agen Asuransi Syariah dalam Meningkatkan Pemahaman Masyarakat tentang Asuransi Syariah (The Role of Islamic Insurance Agent to Improve the People Awareness in Islamic Insurance). Jurnal Ekonomi dan Perbankan Syariah, 5 (1): 19-37.

Hasim, Hasilifah Mohammad. (2014). Developing a Conceptual Framework of Microtakaful as a Strategy towards Poverty Alleviation. Journal of Economics and Sustainable Development. 5 (28): 1-9.

Malagardis, A., Muchlasin, M., & Utami, S. (2014). Market Assessment on Microtakaful in Indonesia. This research was carried out by GIZ RFPI Asia and supported by OJK and AASI. This paper also already presented at Microtakaful conference Indonesia, Jakarta, 24 April 2014.

Obaidullah, M., & Tariqullah. (2008). Islamic Microfinance Development: Challenges and Initiatives. Working Paper No. 2. Islamic Research and Training Institute Policy Dialogue.

Rusydiana, A.S. & Devi, A. (2013). Challenges in Developing Baitul Maal wat Tamwil in Indonesia using Analytic Network Process. Business Management Quarterly Review. 4(2): 51-62.

Sumanto & Agus, E.P. (2009). Solusi Berasuransi: Lebih Indah dengan Syariah (Insurance Solution: More Beautiful with Sharia). Bandung: PT Salamdani Pustaka Semesta.

Yusuf, T.O. (2012). The Role of Islamic Micro Insurance in Economic Growth and Development: The Nigerian Experience: A Case Study of Al-Barakah Microfinance Bank, Lagos. International Journal of Business and Commerce. 1 (10): 106-122.

DOI: Abstract - 0 PDF - 0


  • There are currently no refbacks.

Copyright (c)


/public/site/images/rianto-arif/logogaruda-kecil_94 Dimensions | The Next Evolution in Linked Scholarly Information  Academic Keyoa-library CrossRefMoraRefBASE-Search OAJI Open Archives Initiative

Hasil gambar untuk

View My Stats


E-ISSN: 2461-0771 P-ISSN: 1412-8969 Free counters!


This work is licensed under CC BY-SA

© All rights reserved 2015.