Impact of Failure to Postpone Debt Payment Obligations Suspension on Separate Creditors
Abstract
Separate creditors have special rights, and rejection of a peace plan can limit these rights in terms of receiving payment from the debtor, as separated creditors will only accept payment with the lowest value between the collateral value and the actual value of the loan. This study examines the legal protection for separated creditors in the context of rejecting a peace plan in the Debt Payment Obligation Suspension (PKPU) process. The main focus of the study is to analyse the legal implications of the rejection of peace by separated creditors and how it affects their rights in the PKPU process. The methodology used is normative juridical with a statutory regulatory approach, while the legal sources used in analysing this study were obtained through library materials or secondary data. This research is also called library legal research. It can be concluded that separatist creditors are still given compensation of the lowest value among the collateral or actual value of the loan. It is directly guaranteed by collateral rights on the property owned by the creditor. The results show that the Debt Payment Obligation Suspension (PKPU) Law has yet to fully provide adequate legal protection for separatist creditors who reject the peace plan.
References
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Simanjuntak, Jimmy. “Penggunaan Informasi Debitor Dari Sistem Layanan Informasi Keuangan Otoritas Jasa Keuangan (Slik Ojk) Sebagai Alat Bukti Permohonan Pkpu.” Jurnal Hukum To-Ra : Hukum Untuk Mengatur Dan Melindungi Masyarakat 9, no. 1 (April 26, 2023): 73–84. https://doi.org/10.55809/tora.v9i1.209.
Sinaga, Niru Anita, and Nunuk Sulisrudatin. “Hukum Kepailitan Dan Permasalahannya Di Indonesia.” Jurnal Ilmiah Hukum Dirgantara 7, no. 1 (2016).
Syahfitri, Triyana. “Perlindungan Hukum Perlindungan Hukum Debitor Terdampak Covid 19 Terhadap PKPU.” JURNAL HUKUM DAS SOLLEN 6, no. 2 (December 31, 2021): 146–57. https://doi.org/10.32520/das-sollen.v6i2.1837.
Syamsudin, Sulaiman, Ma’ruf Hafidz, and Hamza Baharuddin. “Perlindungan Hukum Pihak Ketiga Terhadap Jaminan Kebendaan Dalam Harta Pailit.” Journal of Lex Generalis (JLS) 2, no. 3 (2021): 1368–79. https://pasca-umi.ac.id/index.php/jlg/article/view/441.
Tejaningsih, Titik. “Perlindungan Hukum Terhadap Kreditur Separatis Dalam Pengurusan Dan Pemberesan Harta Pailit.” Universitas Islam Indonesia, 2016. https://doi.org/10.1088/1751-8113/44/8/085201.
Utama, Razhez Akbar Wildan, and Budi Santoso. “Analisis Yuridis Tanggung Jawab Direksi Terhadap Kepailitan Perseroan Terbatas Menurut Undang-Undang Nomor 40 Tahun 2007.” Notarius 15, no. 2 (December 27, 2022): 1002–11. https://doi.org/10.14710/nts.v15i2.37014.
Weku, Robert L., Ronny A. Maramis, and Abdurrahman Konoras. “Perlindungan Hukum Bagi Kreditur Terhadap Kepailitan Debitor (Studi Kasus Terhadap Putusan Pengadilan Negeri Makasar 05/Pdt.Sus- PKPU/2016/PN. Niaga Mks.” Lex Et Societatis VI, no. 1 (2018): 81–87.
Zubaedah, Rahmi, Imanudin Affandi, and Meiline Maria M. Panjaitan. “Pengalihan Harta Kekayaan Debitor Pailit Tanpa Sepengetahuan Kurator Dan Akibat Hukumnya.” Jurnal Meta-Yuridis 5, no. 2 (2022): 15–29. https://doi.org/10.26877/m-y.v5i2.12519.
Alhadiansyah, Alhadiansyah, Erni Djun’astuti, Sugeng Susila, Marnita Marnita, and Tri Dian Aprilsesa. “The Sharia Funding Risk Issues in Fintech Securities Crowdfunding: Realization of Legal Certainty in the Shari’ah Perspective.” Sasi 29, no. 4 (2023): 777. https://doi.org/10.47268/sasi.v29i4.1733.
Dori, E. “Pelaksanaan Proses Penundaan Kewajiban Pembayaran Utang Oleh Perusahaan.” Researchgate.Net, no. April (2023).
Eiflal, Riza, Mukidi, and Ibnu Affan. “Analisis Yuridis Penyelesaian Utang Debitor Yang Telah Jatuh Tempo Terhadap Kreditor Melalui Kepailitan (Studi Putusan Mahkamah Agung Nomor 654 K/Pdt.Sus-Pailit/2020).” Jurnal Ilmiah Metadata 4, no. 1 (2022): 272–300. https://doi.org/10.21608/pshj.2022.250026.
Fibriani, Riza. “Tinjauan Hukum Kepailitan Koperasi Saat Gagal Bayar Pada Masa Pandemi Covid-19.” Jurnal Ius Constituendum 7, no. 1 (2022): 87–101.
———. “Tinjauan Hukum Kepailitan Koperasi Saat Gagal Bayar Pada Masa Pandemi Covid-19.” Jurnal Ius Constituendum 7, no. 1 (April 17, 2022): 87. https://doi.org/10.26623/jic.v7i1.3575.
Florencia, Aline, Hans Christoper Krisnawangsa, and Hudson Charitos. “Tinjauan Hukum Tentang Debitur Sebagai Termohon PKPU Yang Telah Terikat Perjanjian Arbitrase Dengan Pemohon PKPU.” Jurnal Legislatif Fakultas Hukum Unhas 4, no. 2 (2021): 223–35. http://journal.unhas.ac.id/index.php/jhl/article/view/14603.
Handayani, Ainur Nisa. “Perlindungan Hukum Bagi Kreditor Dan Penyelesaian Utang Debitor Terhadap Kreditor Ditinjau Dari Undang-Undang Kepailitan Dan Pkpu.” Varia Hukum 3, no. 2 (August 18, 2021): 46–74. https://doi.org/10.15575/vh.v3i2.12589.
Hariyadi, Hasdi. “Restrukturisasi Utang Sebagai Upaya Pencegahan Kepailitan Pada Perseroan Terbatas.” SIGn Jurnal Hukum 1, no. 2 (2020): 119–35. https://doi.org/10.37276/sjh.v1i2.61.
Kartoningrat, Raden Besse, Peter Mahmud Marzuki, and Muhammad Hadi Shubhan. “Prinsip Independensi Dan Pertanggung Jawaban Kurator Dalam Pengurusan Kepailitan.” Rechtidee 16, no. 1 (2021): 37–64. https://doi.org/10.21107/ri.v16i1.10165.
Kautsar, Izzy Al, and Danang Wahyu Muhammad. “Investigation the Interest of Creditor and Debtor in Suspension of Debt Payment Obligations.” Jurnal Hukum Bisnis Bonum Commune 4, no. 2 (2021): 159–70.
Kenting, Yohanes Alexander, and Hizkia Dapot Parulian. “Kedudukan Kreditor Separatis Terhadap Rencana Perdamaian Dalam Proses Penundaan Kewajiban Pembayaran Utang.” Jurnal Ilmu Hukum: ALETHEA 5, no. 2 (2022): 91–110. https://doi.org/10.24246/alethea.vol5.no2.p91-110.
Kusumadewi, Yessy, Prio Wijayanto, and Erna Widjajati. “Upaya Hukum Bagi Kreditor Apabila Debitor Pailit Tidak Mengakui Atau Menolak Tagihan Utangnya (Studi Putusan Nomor 05/Pdt.Sus- Pailit/2016/PN.Niaga.Jkt.Pst).” Krisna Law 2, no. 2 (2020): 182.
Lubis, Muhammad Rum. “Akibat Hukum Pengesahan Perdamaian Dalam Penundaan Kewajiban Pembayaran Utang (Pkpu).” Jurnal Ilmiah METADATA 6, no. 1 (2024): 119–30. https://doi.org/10.47652/metadata.v6i1.470.
Lufti Nasution, Miranda, Sunarmi Sunarmi, and Robert Robert. “Analisis Yuridis Putusan Mahkamah Konstitusi Dalam Upaya Hukum Kasasi Terhadap Putusan Penundaan Kewajiban Pembayaran Utang (Studi Putusan No. 23/PUU-XIX/2021).” Recht Studiosum Law Review 2, no. 2 (2023): 20–37. https://doi.org/10.32734/rslr.v2i2.12105.
Manikoe, Angel Ivolina, Andi Muhammad, and Reza Pahlevi. “Pengajuan Penundaan Pembayaran Utang Oleh PT. Petro Oil Tools Terhadap PT. Asia Petrocom Service.” Jurnal Krisna Law 5, no. 1 (2023): 97–108. https://ejournal.hukumunkris.id/index.php/krisnalaw/article/view/244.
Puspita, N K, and J P Yoesuf. “Juridical Analysis Of The Absolute Competence Of Religious Courts And Commercial Courts In AdjudicatingBankruptcy And PKPU Based On Sharia Contracts.” … on Law, Economy, Social and Sharia … 1, no. 7 (2022): 358–69. https://proceeding.icless.net/index.php/icless22/article/view/30.
Rifa’i, Iman Jalaludin, Ady Purwoto, Muksalmina, Marina Ramadhani, Ibnu Mardiyanto, Muhammad Taufik Rusydi, Nasruddin Khalil Harahap, et al. Metodologi Penelitian Hukum. Edited by Anik Iftitah. Banten: Sada Kurnia Pustaka, 2023.
Sari, Eva Puspita, and Evi Kongres. “Kepastian Hukum Terhadap Proses PKPU Pasca Putusan Mahkamah Konstitusi Nomor 23/PUU-XIX/2021.” Jurnal Hukum Magnum Opus 6, no. 1 (2023): 1–13. https://doi.org/10.30996/jhmo.v6i1.7391.
Sari, Novita. “Tinjauan Yuridis Pembatasan Jangka Waktu Penundaan Kewajiban Pembayaran Utang Terhadap Debitor.” Kertha Patrika 39, no. 2 (2017): 89. https://doi.org/10.24843/kp.2017.v39.i02.p02.
Sihabudin, Sihabudin, and Edo Adhitama. “Hak Kreditor Dengan Tagihan Piutang Tertolak Dalam Proses Penundaan Kewajiban Pembayaran Utang.” Arena Hukum 16, no. 1 (2023): 83–104. https://doi.org/10.21776/ub.arenahukum.2023.01601.5.
Simanjuntak, Jimmy. “Penggunaan Informasi Debitor Dari Sistem Layanan Informasi Keuangan Otoritas Jasa Keuangan (Slik Ojk) Sebagai Alat Bukti Permohonan Pkpu.” Jurnal Hukum To-Ra : Hukum Untuk Mengatur Dan Melindungi Masyarakat 9, no. 1 (April 26, 2023): 73–84. https://doi.org/10.55809/tora.v9i1.209.
Sinaga, Niru Anita, and Nunuk Sulisrudatin. “Hukum Kepailitan Dan Permasalahannya Di Indonesia.” Jurnal Ilmiah Hukum Dirgantara 7, no. 1 (2016).
Syahfitri, Triyana. “Perlindungan Hukum Perlindungan Hukum Debitor Terdampak Covid 19 Terhadap PKPU.” JURNAL HUKUM DAS SOLLEN 6, no. 2 (December 31, 2021): 146–57. https://doi.org/10.32520/das-sollen.v6i2.1837.
Syamsudin, Sulaiman, Ma’ruf Hafidz, and Hamza Baharuddin. “Perlindungan Hukum Pihak Ketiga Terhadap Jaminan Kebendaan Dalam Harta Pailit.” Journal of Lex Generalis (JLS) 2, no. 3 (2021): 1368–79. https://pasca-umi.ac.id/index.php/jlg/article/view/441.
Tejaningsih, Titik. “Perlindungan Hukum Terhadap Kreditur Separatis Dalam Pengurusan Dan Pemberesan Harta Pailit.” Universitas Islam Indonesia, 2016. https://doi.org/10.1088/1751-8113/44/8/085201.
Utama, Razhez Akbar Wildan, and Budi Santoso. “Analisis Yuridis Tanggung Jawab Direksi Terhadap Kepailitan Perseroan Terbatas Menurut Undang-Undang Nomor 40 Tahun 2007.” Notarius 15, no. 2 (December 27, 2022): 1002–11. https://doi.org/10.14710/nts.v15i2.37014.
Weku, Robert L., Ronny A. Maramis, and Abdurrahman Konoras. “Perlindungan Hukum Bagi Kreditur Terhadap Kepailitan Debitor (Studi Kasus Terhadap Putusan Pengadilan Negeri Makasar 05/Pdt.Sus- PKPU/2016/PN. Niaga Mks.” Lex Et Societatis VI, no. 1 (2018): 81–87.
Zubaedah, Rahmi, Imanudin Affandi, and Meiline Maria M. Panjaitan. “Pengalihan Harta Kekayaan Debitor Pailit Tanpa Sepengetahuan Kurator Dan Akibat Hukumnya.” Jurnal Meta-Yuridis 5, no. 2 (2022): 15–29. https://doi.org/10.26877/m-y.v5i2.12519.
DOI: https://doi.org/10.15408/jch.v12i2.42296 Abstract - 0
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