“Pengaruh Struktur Pasar Terhadap Tingkat Efisiensi Perbankan Syariah”. Tauhidinomics: Journal of Islamic Banking and Economics 2, no. 1 (December 24, 2025): 51–60. Accessed February 23, 2026. https://journal.uinjkt.ac.id/tauhidinomics/article/view/23940.