Unlocking Sustainability in Informal Micro Enterprises: Capital Access in The Fintech Era. Signifikan: Jurnal Ilmu Ekonomi, [S. l.], v. 14, n. 2, 2025. DOI: 10.15408/sjie.v14i2.46421. Disponível em: https://journal.uinjkt.ac.id/signifikan/article/view/46421. Acesso em: 25 jan. 2026.