“The Impact of Spin-Off Policy To The Profitability On Indonesian Islamic Banking Industry”. Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah 7, no. 1 (January 28, 2015): 117–126. Accessed January 26, 2026. https://journal.uinjkt.ac.id/iqtishad/article/view/1363.