“Multi-Service Ijarah Contract for Umrah Financing: Analysis of Its Compliance With DSN-MUI Fatwa”. Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah 16, no. 1 (June 30, 2024). Accessed February 5, 2026. https://journal.uinjkt.ac.id/iqtishad/article/view/35424.