“Roles of Islamic Microfinance Institutions in Improving Financial Inclusion in Indonesia: Empirical Evidence from Baitulmaal Wa Tamwil”. Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah 13, no. 1 (June 30, 2021): 87–108. Accessed February 5, 2026. https://journal.uinjkt.ac.id/iqtishad/article/view/19842.