Rancang Bangun Sistem Penunjang Keputusan untuk Pengajuan Pembiayaan pada Koperasi Jasa Keuangan Syariah

Abstract

KJKS Al-Falah engaged in the financial sector in the form of deposits (wadiah) and financing (murabaha and loss) .At present the KJKS Al-Falah difficulties in tackling the problem of bad loans for financing are not yet on the assessment criteria perfectly 5C collateral only criterion alone, so less able to assess potential creditors as a whole based on the principle of financing. The purpose of this study was to design a decision support system that can help KJKS Al-Falah regarding the provision of financing by applying the criteria 5C character, capacity, capital, collateral, condition and two additional criteria, personality and purpose in analyzing the feasibility of financing by the method of decision makers, namely Simple Additive weighting (SAW). System development methods with methods Rapid Application Development (RAD) using Unified Modeling Language (UML) and programming languages PHP 5.3.1 and MySQL 5.1.41 database. Results from this study is a decision support system that can be used to analyze the feasibility of financing and as a reference in the process of filing a financing decision.

Keywords: Cooperative, SPK, SAW, RAD, UML, PHP, MySQL, 5C and 2P criteria.