PENGARUH PEMBIAYAAN MUDHÂRABAH DAN MUSYÂRAKAH TERHADAP PENDAPATAN BANK SYARIAH

Abstract

Financing is one of the key factors of the development of the Islamic banking industry. Islamic bank financing should be ideally dominated by the profit-loss agreement, in which the system is run with the profit sharing system. In using regression analysis, correlation, and hypothesis testing, this study aimed to analyze the impact of mudhârabah and musyârakah financing toward revenue in Bank Muamalat  Indonesia. The research result showed that the financing of the profit sharing system either partially or simultaneously have a strong and significant influence on Islamic banking income.

DOI: 10.15408/aiq.v5i1.2555