Determinants of the Adoption of Digital Finance: Evidence from Indonesia. ETIKONOMI, [S. l.], v. 25, n. 1, 2026. DOI: 10.15408/etk.v25i1.46612. Disponível em: https://journal.uinjkt.ac.id/index.php/etikonomi/article/view/46612. Acesso em: 20 jun. 2026.