Faozan Amar Universitas Muhammadiyah Prof. Dr. Hamka, Jakarta, Indonesia Indonesia
Dr. Faozan Amar is a lenior lecturer at Muhammadiyah University Prof. Dr. HAMKA (UHAMKA), Jakarta, Indonesia His areas of expertise include Strategic Management, risk management, Islamic social finance, Human Resources Management, and Leadership
Sumardi Sumardi Universitas Muhammadiyah Prof. Dr. Hamka, Jakarta, Indonesia Indonesia
Sumardi, SE., M.Sc., is a senior lecturer at Muhammadiyah University Prof. Dr. HAMKA (UHAMKA), Jakarta, Indonesia. He serves as Vice Dean I at the Faculty of Economics and Business (FEB) UHAMKA. In academics, Sumardi has research interests in accounting, corporate governance, and entrepreneurship.
Deni Pandu Nugraha Hungarian University of Agriculture and Life Sciences Hungary
Deni Pandu Nugraha is a lecturer at the Department of Management, Faculty of Economics and Business, Syarif Hidayatullah State Islamic University Jakarta. His areas of expertise include finance, risk management, Islamic banking, financial technology (FinTech), and property.