Factors Influence Financial Inclusion: Evidence from Indonesian Micro Data. ETIKONOMI, [S. l.], v. 18, n. 1, p. 121–132, 2019. DOI: 10.15408/etk.v18i1.9070. Disponível em: https://journal.uinjkt.ac.id/etikonomi/article/view/9070. Acesso em: 19 nov. 2025.