Enterprise Risk Management Implementation Maturity in Non Bank and Financial Companies. ETIKONOMI, [S. l.], v. 16, n. 2, p. 173–186, 2017. DOI: 10.15408/etk.v16i2.5440. Disponível em: https://journal.uinjkt.ac.id/etikonomi/article/view/5440. Acesso em: 22 dec. 2025.