Efficiency of Financing in Sharia Cooperatives. ETIKONOMI, [S. l.], v. 16, n. 2, p. 249–264, 2017. DOI: 10.15408/etk.v16i2.5437. Disponível em: https://journal.uinjkt.ac.id/etikonomi/article/view/5437. Acesso em: 16 oct. 2025.