Banking in the Digital Era: Charting the Path from Transformation to Performance in Indonesian Banks. ETIKONOMI, [S. l.], v. 25, n. 1, 2026. DOI: 10.15408/etk.v25i1.43624. Disponível em: https://journal.uinjkt.ac.id/index.php/etikonomi/article/view/43624. Acesso em: 16 jun. 2026.