Islamic Personality Model as Psychometric Tool To Assess Creditworthiness of Micro Financing. ETIKONOMI, [S. l.], v. 22, n. 1, p. 233–246, 2023. DOI: 10.15408/etk.v22i1.30370. Disponível em: https://journal.uinjkt.ac.id/etikonomi/article/view/30370. Acesso em: 20 nov. 2025.