Factors Affecting Credit Growth of Vietnamese Commercial Banks. ETIKONOMI, [S. l.], v. 21, n. 2, p. 431–440, 2022. DOI: 10.15408/etk.v21i2.25559. Disponível em: https://journal.uinjkt.ac.id/etikonomi/article/view/25559. Acesso em: 21 nov. 2025.