Islamic Philantropy Adaptation Towards Financial Social Exclusion Among Independen Oil Palm Smallholder. ETIKONOMI, [S. l.], v. 21, n. 2, p. 369–382, 2022. DOI: 10.15408/etk.v21i2.18677. Disponível em: https://journal.uinjkt.ac.id/etikonomi/article/view/18677. Acesso em: 16 oct. 2025.