Perencanaan Syariah. Esensi: Jurnal Bisnis dan Manajemen, [S. l.], v. 4, n. 3, 2014. DOI: 10.15408/ess.v4i3.2435. Disponível em: https://journal.uinjkt.ac.id/esensi/article/view/2435. Acesso em: 26 jan. 2026.